SBI Exam Preparation Part 2


Phase -II: English, GK, Marketing, DI, Reasoning

Marketing

1. In banks, loans and advances are considered as _________
(1) assets
(2) liabilities
(3) resources
(4) cause of expenditure
(5) None of these


2. In the era of globalisation of business, M and A means _________
(1) Money and Assets
(2) Marketing and Alliances
(3) Mergers and Acquisitions
(4) Means and Acquisition
(5) Markets and Acquisitions


3. Successful marketing aims at 
(1) increasing the sales value
(2) increasing the profits
(3) increasing the output of the sales persons
(4) all of these
(5) none of these


4. Internet marketing means
(1) Marketing to oneself
(2) marketing to the core group
(3) marketing tp the employees
(4) None of these
(5) All of these


5. The target group for marketing of Internet Banking is
(1) All customers.
(2) All literate customers
(3) All literate computer customers
(4) Only borrowers
(5) All of these 

6. Good selling skills involves
(1) Alertness
(2) Knowledge of competition
(3) Perseverance
(4) Empathy
(5) All of these 

7. Which of the following is not a channel for bank marketing?
(1) Telemarketing
(2) Internet Banking
(3) Mobile Banking
(4) Existing satisfied customers
(5) None of these 

8. SWOT analysis refers to
(1) marketing tool to understand constraints andpotentials of self and competitor.
(2) External environment analysis
(3) Internal environment analysis
(4) Strategic planning for selling products
(5) South-West organisation for trade.

9. Whohc of the following forms the highest share in household savings in India?
(1) Deposits
(2) Currency
(3) Share and Debentures
(4) Real estate
(5) Physical asset

10. Which of the following product, by way of an instrument of payment, is valled plastic money?
(1) Identity card
(2) Debit card
(3) Greeting card
(4) Banker's Cheque
(5) All of these 

Answers :

1. (1)
2. (3)
3. (4)
4. (2)
5. (3)
6. (5)
7. (1)
8. (4)
9. (5)
10. (3)



Recommended Books

   

Computer Knowledge

1. Network components are connected to the same cable in the _______ topolgy.
a. Star
b. Ring
c. Bus
d. Mesh
e. Mixed


2. What is the process of copying software programs from secondary storage media to the hard disk called?
a. Configuration
b. Download
c. Storage
d. Upload
e. Installation


3. The code for Web page is written using______
a. A 5th generation language.
b. WinZip
c. Perl
d. Hypertext Markup Language
e. URL


4. Small apllication programs that run on a Web page and may ensure a form is completed properly pr provide animation are known as ________
a. Flash
b. Spiders
c. Cookies
d. Applets
e. Sparks

5. In a reltaional database, this is a data structure that organises the information about a single topic into rows and columns
a. Block
b. Record
c. Tuple
d. Table
e. Command line interface


6. The first computers were programmed using _______
a. Assembly language
b. Machine language
c. Source code
d. Object code
e. Spaghetti code


7. _______ is the process of carrying out commands
a. Fetching
b. Storing
c. Executing
d. Decoding
e. None of these


8. A fault in a computer program which prevents it from working correctly is known as __________.
a. Boot
b. Bug
c. Biff
d. Strap
e. None


9. A _______ is a bi-stable electronic circuit that has two stable states.
a. Multivibrator
b. Flip-flop
c. Logic gates
d. laten
e. None



10. Which of the following refers to a small, single-site network?
a. LAN
b. DSL
c. RAM
d. USB
e. CPU

Answers:
1. C
2. E
3. D
4. A
5. D
6. B
7. C
8. B
9. B
10. A

Banking Awareness

1. Which of the following is NOT classified as a commercial bank?
(A) Public sector bank
(B) Foreign bank
(C) Private sector bank
(D) Regional rural bank
(E) Urban cooperative bank 

2. The Banking Ombudsman–  
(A) is in charge of bank loans for buses
(B) fixes the rates of interest for loans
(C) resolves complaints of customers
(D) issues licences for new bank branches
(E) is the head of all nationalised banks

3. Monetary Policy as an arm of the economic policy is administered by–  
(A) Government of India
(B) Reserve Bank of India
(C) State Bank of India
(D) Governments of the respective states
(E) None of these

4. Reserves which can act as a liquidity buffer for commercial banks during crisis times are–
(A) CAR
(B) CRR
(C) CAR and CRR
(D) CRR and SLR
(E) SLR

5. While investing in mutual funds we come across a term called NAV. What is the meaning of NAV?  
(A) Net Annual Value
(B) Non Asset Value
(C) Net Actual Value
(D) Net Asset Value
(E) Net Average Value

6. Assume that Reserve Bank of India reduces the Bank Rate by 1%, what will be its impact?
(A) Less liquidity in the market
(B) More liquidity in the market
(C) No change in the liquidity in the market
(D) Mobilization of more deposits by commercial-banks
(E) None of these

7. Many a times we read in the news paper about CASA deposits of banks. CASA deposits are.
(A) Demand deposits
(B) Term deposits
(C) Hybrid deposits
(D) Recurring deposits
(E) Special schemes of banks 

8. Whose signature is found on a 50 rupee currency note in India?
(A) President of India
(B) Governor, RBI
(C) Finance Minister
(D) Prime Minister of India
(E) Secretary, Ministry of Finance


9. Which of the following institutions is involved mainly in granting Housing Loans?  
(A) RBI
(B) SBI
(C) IBA
(D) ICICI
(E) HDFC


10. Which of the following terms is not related to banking?  
(A) Repayment
(B) Loan
(C) NPA
(D) Fasting
(E) Deposit


ANSWERS
1. (E)
2. (C)
3. (B)
4. (E)
5. (D)
6. (B)
7. (A)
8. (B)
9. (E)
10. (D) 

ALL THE BEST !!!


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